The Emotional Bank Account. Like a real bank account deals with deposits and withdrawals, our interactions with others work the same way! But instead of money, it’s all about feelings—kindness, respect, and care, which connects perfectly with Habit 4: Think Win-Win from Leader in Me. Think Win-Win is about ensuring everyone feels good, and nobody loses out. When considerate with friends and family, we make a “deposit” into their Emotional Bank Account. But when we’re unkind, that’s like making a “withdrawal.”